:root{color-scheme:light;--ink:#1f2933;--muted:#667085;--line:#d9dee7;--paper:#fff;--soft:#f6f4ef;--accent:#8b5e3c;--accent2:#0f766e}*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.55}.site-header{position:sticky;top:0;z-index:2;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:18px clamp(18px,4vw,56px);background:rgba(255,255,255,.94);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.brand{font-weight:800;text-decoration:none;color:var(--ink);font-size:20px}nav{display:flex;gap:14px;flex-wrap:wrap;justify-content:flex-end}nav a,footer a{color:var(--ink);text-decoration:none;font-size:14px}.hero{padding:72px clamp(18px,6vw,88px) 64px;background:linear-gradient(180deg,var(--soft),#fff);max-width:none}.kicker{text-transform:uppercase;letter-spacing:.08em;font-size:12px;color:var(--accent2);font-weight:800}.hero h1{font-size:clamp(36px,6vw,72px);line-height:1.02;margin:12px 0;max-width:980px}.hero p{max-width:760px;color:var(--muted);font-size:18px}.button{display:inline-flex;margin-top:18px;padding:12px 18px;border-radius:6px;background:var(--ink);color:#fff;text-decoration:none;font-weight:700}.content{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px;padding:48px clamp(18px,5vw,72px)}article{border-top:1px solid var(--line);padding-top:18px}article h2{font-size:22px;margin:0 0 10px}.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:16px;padding:0 clamp(18px,5vw,72px) 64px}.card{min-height:160px;border:1px solid var(--line);border-radius:8px;padding:18px;text-decoration:none;color:var(--ink);background:#fff}.card span{display:block;color:var(--accent2);font-size:12px;text-transform:uppercase;font-weight:800}.card strong{display:block;margin:8px 0;font-size:18px}.card p{color:var(--muted);font-size:14px;margin:0}footer{display:flex;gap:16px;align-items:center;justify-content:center;flex-wrap:wrap;padding:28px;border-top:1px solid var(--line);background:#fafafa;color:var(--muted)}@media(max-width:760px){.site-header{align-items:flex-start;flex-direction:column}nav{justify-content:flex-start}.hero{padding-top:44px}.hero h1{font-size:38px}}
.article-hero{padding:64px clamp(18px,6vw,88px) 34px;background:linear-gradient(180deg,#edf5f5,#fff)}.article-hero h1{font-size:clamp(38px,6vw,70px);line-height:1.04;max-width:1050px;margin:12px 0 18px}.article-hero .lede{max-width:800px;font-size:20px;color:var(--muted)}.byline{font-size:14px;color:var(--muted)}.featured{display:block;width:min(1120px,calc(100% - 36px));height:auto;aspect-ratio:3/2;object-fit:cover;margin:0 auto 44px;border-radius:14px;border:1px solid var(--line)}.article-layout{display:grid;grid-template-columns:minmax(190px,240px) minmax(0,760px);gap:clamp(26px,5vw,70px);width:min(1120px,calc(100% - 36px));margin:0 auto 70px;align-items:start}.toc{position:sticky;top:96px;border-left:3px solid var(--accent2);padding-left:18px}.toc strong{display:block;margin-bottom:10px}.toc a{display:block;color:var(--muted);font-size:14px;text-decoration:none;margin:8px 0}.prose{border:0;padding:0;font-size:18px;line-height:1.72}.prose h2{font-size:clamp(27px,3vw,38px);line-height:1.18;margin:56px 0 18px}.prose h2:first-of-type{margin-top:0}.prose p,.prose li{max-width:72ch}.prose a{color:var(--accent2);font-weight:700}.disclosure,.risk-note{padding:18px 20px;border-radius:8px;background:var(--soft);border-left:4px solid var(--accent2);font-size:15px}.risk-note{border-left-color:#b45309;background:#fff8eb}.comparison{width:100%;border-collapse:collapse;margin:24px 0 38px;font-size:15px}.comparison th,.comparison td{text-align:left;vertical-align:top;padding:12px;border-bottom:1px solid var(--line)}.comparison th{background:var(--soft)}.fit-note{padding:12px 0 12px 18px;border-left:2px solid var(--line);font-size:16px}.article-footer-links{margin-top:48px;padding-top:28px;border-top:1px solid var(--line)}@media(max-width:820px){.article-layout{grid-template-columns:1fr}.toc{position:static}.featured{border-radius:8px}.prose{font-size:17px}.comparison{display:block;overflow-x:auto}}